Choreo Insights

Grid View:
Post

Navigating the Delicate Path of Estate Planning with Elderly Parents

Estate planning is one of the most crucial discussions with our elderly parents. Early planning — before your parents are too old or ill — also can provide peace of mind for both the parents and their children. It’s important to remember that it’s also an act of love and responsibility, not just a financial task. Planning ahead ensures their wishes are honored and provides peace of mind for you (and your siblings, if you have them). To navigate this process, a thoughtful and well-prepared approach is essential.

Post

Smart Estate Planning

From creating a will to building a long-term legacy It’s a common misconception that estate planning is only for married couples with children. However, whether you are unmarried with no children or have grown children — in the middle of a successful career or approaching retirement — prioritizing estate planning is crucial. Here, we clarify the unique considerations professionals must address to create a robust estate plan and secure their future.

Post

Navigating Estate Planning for Blended Families: Key Considerations for Second Marriages

Estate planning is a critical process for any family, but it takes on additional layers of complexity in the case of blended families. Unlike “traditional” family structures, blended families face unique challenges that can complicate the distribution of assets, guardianship decisions, and the balancing of spousal rights with children from previous marriages.

Post

How to Stop Worrying about the new FinCEN Reporting Rules

Over the next few decades, members of the Baby Boomer generation are widely expected to have a final, lasting impact on their Gen X and Elder Millennial children – leaving a collective inheritance around $80 Trillion dollars!i The so-called “Great Wealth Transfer” is forecast…

Post

Help Me! I’m a Trust Beneficiary

Over the next few decades, members of the Baby Boomer generation are widely expected to have a final, lasting impact on their Gen X and Elder Millennial children – leaving a collective inheritance around $80 Trillion dollars!i The so-called “Great Wealth Transfer” is forecast…

Post

Key Interest Rates in Advanced Estate Tax Planning

Chairman of the Federal Reserve Jerome Powell has been an intensely watched figure since March, 2022 when he announced the first of a string of recent interest rate hikes.

Post

Pairing Tips for Vintage Wines and Vintage Trusts

Over the last 15 years, vintage wine has produced (by one measure) a 10.6% annualized return1. Some wines have done even better.

Post

Debt Ceiling Crisis Averted

For clients with the capacity and interest to transfer wealth to family members, intra-family loans may be a strategy to discuss and consider…

Post

Estate Planning – Intra-Family Loans

For clients with the capacity and interest to transfer wealth to family members, intra-family loans may be a strategy to discuss and consider…

Post

Estate Planning – Spousal Lifetime Access Trusts (SLATS)

A SLAT, or Spousal Lifetime Access Trust, is a special type of irrevocable trust available to married couples…

Post

Roth Conversions – Important Planning Considerations

A Roth conversion is one planning opportunity to consider...

Post

Estate Planning – Benefits of Intentionally Defective Grantor Trusts (IDGTS)

For many years, estate tax planners have designed IDGTs to freeze the value of an asset for estate tax purposes while transferring the asset out of the estate gift-tax free…

Post

CHOREOgraphing your Client’s Planning WALTZ

The last few years have thrown a lot at successful accounting firms.

Post

An Introduction to Cash Balance Plans

Typical retirement plans are subject to relatively low contribution limits. Professional firms and businesses looking for larger tax deductions and accelerated retirement savings, may find Cash Balance Plans an important alternative to consider

Post

End-of-Year Planning: Things to Consider in Your Financial Health

Gear up with these supplemental year-end planning points for your late fall/early winter client meetings…

Post

Planning Ideas for Business Owners

As most anyone reading this can attest, business owner clients are busy. This is why the shoemaker’s children go barefoot!...

Post

The Choreography of Planning for Private Equity Principals

By any measure, the “private equity” industry has grown multi-fold over the past two decades…

Post

Secure 2.0 Act of 2022

Choreo’s Retirement Plan Advisory Services (RPAS) SECURE 2.0 Act of 2022(Division T of Consolidated Appropriations Act, 2023) In December of 2022, Congress passed the Consolidated Appropriations Act, 2023, which contains a large section covering retirement in the U.S. referred to as SECURE 2.0....

Post

Back on Campus: Two Planning Issues for your College Student’s Success

What can Choreo clients do to ensure a smooth school year?…

Post

Biden Student Loan Update

What Choreo clients should know?…

Post

The Inflation Reduction Act Summary

What does the law focus on and how does it impact you? Clint Costa explains…

Post

Asset management process

At Choreo, we believe a well-designed portfolio is goals-based, thoughtfully allocated, globally diversified, risk-focused and delivered in a disciplined manner. This approach approach is intended to add value and reduce risk, simplifying your financial life and freeing you to enjoy the true wealth of…

Post

Choreo’s reporting and aggregation services

High-net-worth families need timeliness, visibility and accuracy to effectively manage their investment portfolios. Unfortunately, family leadership is often forced to rely on dated quarterly investment performance information. Working from separate Excel spreadsheets and proprietary reports from individual managers makes it challenging to consolidate and…

Post

Services for foundations, endowments and nonprofit organizations

Your organization has a unique history that informs both its present and its future. Our challenge is to understand where you have been, where you want to go and how best to help you drive it there…